Terms of Services

Effective from 17th, September, 2025.

Welcome to Kelly A. Richard Bookkeeping Services Ltd.! By accessing or using our website (“Site”), services, and products, you agree to abide by the following Terms of Service (“Terms”). If you do not agree, please refrain from using our Site or services.

1. Services Provided

Kelly A. Richard Bookkeeping Services Ltd. provides professional accounting, bookkeeping, payroll, tax preparation, and business advisory services. Our offerings may include:

Bookkeeping and payroll management

Tax preparation and planning

Outsourced controller and CFO services

Business consulting and advisory support

Financial reporting and analysis

We work closely with small and medium-sized businesses to turn financial chaos into clarity, streamline operations, and support growth.

2. Eligibility

To use our services, you must be at least 18 years old and legally capable of entering into contracts. By using our services, you confirm that you meet these requirements.

3. No Guarantee of Results

While we provide expert accounting and consulting services, we do not guarantee specific financial outcomes, cost savings, or growth results. Results may vary based on your business operations, financial practices, and adherence to recommendations.

4. User Responsibilities

By using our services, you agree to:

Provide accurate, complete, and truthful information.

Cooperate with our team and provide timely documentation as needed.

Use our services in compliance with all applicable laws and regulations.

5. Payment & Refund Policy

Certain services require payment under a separate service agreement or engagement letter. Fees, billing schedules, and payment terms will be clearly outlined in your agreement. Refunds are evaluated on a case-by-case basis and must align with the terms in your written agreement.

6. Privacy & Data Protection

Your privacy is important to us. Please refer to our Privacy Policy for details on how we collect, use, and protect your personal information.

Important:
No mobile information will be shared with third parties/affiliates for marketing or promotional purposes. Information sharing to subcontractors in support services, such as customer service, is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties, excluding aggregators and providers of the Text Message services.

7. Intellectual Property

All content on this Site—including text, graphics, logos, service descriptions, and resources—is the property of Kelly A. Richard Bookkeeping Services Ltd. and is protected by copyright and intellectual property laws. You may not copy, modify, distribute, or reproduce any content without prior written consent.

8. Limitation of Liability

Kelly A. Richard Bookkeeping Services Ltd. is not responsible for any indirect, incidental, or consequential damages resulting from the use of our services or inability to access certain features of our Site.

9. Third-Party Links

Our Site may contain links to external websites for informational purposes. We are not responsible for the content, policies, or practices of any third-party sites and encourage you to review their terms before using them.

10. Service Termination

We reserve the right to suspend or terminate your access to our services at our discretion, including in cases of violation of these Terms, non-payment, or misuse of our services.

11. Governing Law

These Terms are governed by the laws of the Province of New Brunswick, Canada, without regard to conflict of law principles.

12. Updates to Terms

We may update these Terms periodically. Any changes will be posted on this page with a revised Effective Date. Continued use of our services after updates indicates your acceptance of the revised Terms.

13. Contact Information

If you have any questions or concerns about these Terms, please contact us:

📍 Kelly A. Richard Bookkeeping Services Ltd.
880 Hanwell Road, Suite 105
Fredericton, E3B 6A2, New Brunswick, Canada

📞 Phone: (506) 206-8880
📧 Email: [email protected]

14. SMS Program Terms & Compliance

Program Name: Kelly Richard Accounting & Consulting Notifications
Program Description: Users who opt in will receive appointment reminders, important service updates, and educational or promotional messages relevant to their business needs.

Opt-Out Instructions:
You can cancel the SMS service at any time by texting “STOP” to the shortcode. Upon sending “STOP,” you will receive a confirmation message verifying your unsubscribe status. After this confirmation, you will no longer receive SMS messages from us.

Rejoining Instructions:
To rejoin, sign up again as you did initially, and we will resume sending SMS messages.

Help Instructions:
If you experience issues with the messaging program, reply with “HELP” for assistance or contact us directly at [email protected].

Carrier Liability Disclaimer:
Carriers are not liable for delayed or undelivered messages.

Message & Data Rates Disclaimer:
Message and data rates may apply for messages sent to you and from you. Message frequency varies.

Privacy Policy Link:
For privacy-related inquiries, please refer to our Privacy Policy.

Compliance Statement:
This messaging program complies with CTIA and TCPA guidelines, ensuring that users’ consent and opt-in data are protected and respected.

Legal Compliance Note:
By opting in, you confirm that you have the authority to consent to receive SMS messages at the phone number provided and agree to these Terms.